For the purpose of this agreement, « CC-CIB » shall mean Consulting & Company – Corporate & Investment Banking and its affiliates, their officers, directors, managing directors, partners, and employees. The « CC-CIB Website » shall mean the Website of Consulting & Company – Corporate & Investment Banking available to the general public located at cc-cib.com or any other site operated by CC-CIB.Please read these terms and conditions of use carefully before using the site. Each time you use the site, your use indicates your full acceptance and agreement to abide by these terms and conditions in its current form. If you do not accept these terms and conditions, you agree that your sole and exclusive remedy is to discontinue using our website. Your consensus towards these terms and conditions of use and all other rules, procedures, policies, terms and conditions that govern all or any portion of the website is a condition to your right to access the site.Requirement to use the websiteIf you are an individual, you represent and warrant that you have reached the age of majority in the jurisdiction in which you reside, and that you are in any event at least 18 years old. If you are using the website on behalf of a corporation or any other organisation, you represent and warrant that you have the ability to agree to these terms and conditions on behalf of the organisation you represent and all references will include such organisation, jointly and severally with you personally. Nonetheless, if you access or use the website without responding to these requirements, you will still be bound by these terms and conditions and shall have all the obligations, responsibilities and liabilities as if you were eligible to do so.MonitoringBy accessing or using the website and its content you assent to these terms and conditions and the manners in which we collect, use and disclose your information. Your use of the products and services on this Website may be monitored by CC-CIB, and that the resultant of such information may be used by CC-CIB for its internal business purposes in accordance with the rules of any applicable regulatory organization. All transmission from you to the website becomes the property of CC-CIB and may be used for any lawful purpose.Our ContentCC-CIB grants you a limited right to use the website. Your right to use the website is subject to your agreement to abide by these terms and conditions in their entirety.The website and its content have been prepared for informational purposes only without regard to any specific user’s financial situation, investment objectives or situation. Neither the website nor its content available within constitute a professional solution. Although this material is based upon information CC-CIB considers reliable and up to date, CC-CIB does not characterise it as is accurate, current or complete and it should not be relied upon as such by you or any third party including for example to operate or promote your business, secure a financing or any other form of capital.You are permitted to analyse, modify, reformat, and print the website content made available to you only for your own use. You are not permitted to publish, transmit, or otherwise reproduce this information, in whole or in part, in any format to any third party without the express written consent of CC-CIB. CC-CIB reserves the exclusive right to add, modify, or remove any of the information. Except where expressly stated otherwise, all right, title, source code, processes, designs, technologies, URLs, domain names, marks, logos and all content forming any part of the website are fully vested in us, our licensors, or our suppliers and protected by applicable copyrights, trademarks, patents, trade secrets, or other proprietary rights and laws.You may store or display downloads available only to the extent such download is expressly written on the website. No right, title or interest in any downloaded materials is transferred to you as a result of any such download. You may not reproduce, publish, transmit, distribute (except expressly stated otherwise), modify, create derivative works from, sell or participate in any sale of or exploit in any way, in whole or in part, any of the downloaded content.Unless noted otherwise, nothing on the website shall be interpreted as granting any license or right to use of any image, trademark, logo or service mark. You are not permitted to alter, obscure, or remove any copyright, trademark or any other notices that are provided to you in connection with the information. We reserve all rights with respect to copyright and trademark ownership of all material on the website and will enforce such rights to the full extent of the law. The compilation of all our content is the exclusive property of CC-CIB and is protected by international copyright laws.Conduct guidelinesIn using our website, you are prohibited of doing the following:• Use the website for any commercial purpose or for processing data or other information on behalf of any third party.• Use the website for any purpose that is fraudulent or unlawful.• Interfere with or disrupt the operation of the website or the server or network used to make the website available by hacking or any other mean to interfere with it.• Post, transmit or otherwise make available through the website any materials that are or may be: (a) threatening, harassing, degrading, hateful or that otherwise fail to respect the rights and dignity of others; (b) obscene, indecent or pornographic; or (c) potentially harmful or invasive or intended to damage or hijack the operation of, or to monitor the use of, any hardware, software or equipment, such as a virus, worm, Trojan horse, time bomb, spyware or other computer code, file or program.• Restrict or inhibit any other person from using the website.• Reverse engineer, decompile or disassemble any portion of the website.• Frame or mirror any portion of the website, or otherwise incorporate any portion of the website into any product or service, without CC-CIB expressing prior written consent.• Use any robot, spider, website search/retrieval application or other manual or automatic device to (a) retrieve, index, “scrape,” “data mine” or gather content from the website, (b) reproduce or circumvent the navigational structure or presentation of the website, or (c) harvest or collect information about users of the website without CC-CIB’s express prior written consent.If you do not comply with these terms and conditions, we may suspend your access to the website or take any other steps we consider appropriate.Third-Party ContentOur website may contain links to external websites and references to any third-party information or content. We are providing them solely as a convenience to you. CC-CIB makes no representations concerning these sites’ content. We are neither responsible or control nor imply our endorsement, sponsorship or recommendation of the third-party, its information, materials, services or their content accuracy. Your use of any third-party content remains at your own risk and convention to any terms, conditions and policies applicable by the third-party content providers.The third-party content may be protected by copyrights, trademarks, patents or trade rights and laws. Your use of our website by no means grants you the right, title or interest to the third-party’s content.ModificationCC-CIB may make changes to the website content, products, services and/or information made available at any times without prior notice. We may change these terms and conditions et any time without posting an update notice. Your continued use of the website after such change would imply your assent and agreement to the updated terms and conditions or any other legal notice.Limitation of liabilityAs a result of high internet traffic, CC-CIB holds no liability or responsibility towards you or any third party whatsoever for the failure of any transmission or communication service problem, delays, omissions, completeness or any interruption of such access or for any erroneous communication between CC-CIB and you regardless of whether the connection or communication service is provided by CC-CIB or a third party service provider.In no case CC-CIB will be liable for any special, indirect, incidental or consequential damages which may be incurred or experienced on account of you using the data or services made available on this website, even if CC-CIB has been advised of the possibility of such damages. CC-CIB will not be held accountable for informing you of any difficulty experienced by CC-CIB or a third party with respect to the use of the services. CC-CIB makes no warranty express or implied, regarding the security of the site, including with respect to the ability of unauthorized persons to intercept or access information transmitted by you through the service provided.You acknowledge and accept that the use of our website is subjected to the risks inherent in any connection and transmission on the internet, particularly in relation to security risks and vulnerabilities. Any content downloaded or otherwise obtained through the website is done at your own discretion and risk and you are solely responsible for any damage to your computer or device or loss of data that results from the such downloaded content. CC-CIB assumes no responsibility and shall not be liable for any damage to or viruses that may infect your computer equipment or other device on account of you accessing or browsing the website or a downloaded material from the website. In no event shall we liable for any loss or any damage of any kind.DisclaimerCC-CIB disclaims all express, implied, and statutory warranties with respect to the same, including without limitation any implied warranties of merchantability, fitness for a particular purpose, accuracy, completeness, non-infringement, non-interference, error-free service, and uninterrupted service. We neither represent nor warrant that the website, services and content and information provided through the website will be error-free, accurate, current, uninterrupted, or free from viruses and harmful components.By making our website, we remain an independent contractor; neither of our respective directors, officers, agents, employees or any of CC-CIB’s global team will be construed as fiduciary, employee or agent to the other. The information provided on the website should be held as legal, tax, accounting or any other professional advice or service.IndemnificationTo the maximum extent permitted by applicable law , You agree to indemnify, defend and hold harmless CC-CIB, their insurer, affiliates, officers, directors, employees, consultants and agents from any and all third party claims, liabilities, damages, losses, debt, expenses, obligations, costs, and/or any amount paid to settle any action or to satisfy a judgement and expenses of any kind and character incurred by us relating to or arising from any content or information posted or transmitted by you using the website or services or otherwise arising out of (i) your violation of the Terms; (ii) your violation of any third party right, including without limitation any trademark, copyright, property, proprietary, privacy, or other right or your infringement or infringement by any other user of your account, of any intellectual property or other right of any person or entity; and (iii) any of your content, including, without limitation, any content posted or otherwise provided by you that infringes any copyright, trademark, intellectual property right of any third-party or defames any person or violates any third-party’s rights of publicity or privacy, or otherwise violates these terms and conditions.Entire AgreementThis agreement, altogether with any, legal notices and/or policies incorporated or referred to herein constitute the entire agreement between us relating to the subject hereof. This agreement supersedes any prior agreement (oral or written) regarding the subject matter and may not be modified except in writing or by making such modifications available on the website.